Your financing costs are too high. We fix that.
Dorset Consulting is a specialist advisory firm built to help established Nigerian businesses improve financing structures, reduce borrowing costs, and engage institutional capital with greater credibility and preparedness.
A member of the Dorset Consulting global network, our Nigeria practice is grounded locally and informed by broader experience across Africa and Asia.
Businesses across manufacturing, healthcare, pharma, FMCG, and development finance
Financing structured, facilitated, and unlocked across Nigeria, APAC, and related advisory engagements
Years Combined Experience
Senior team experience across capital structuring, banking, institutional finance, analytics, and sustainable finance
Built for one outcome: lower financing cost, stronger structure, better options.
Dorset Consulting is Nigeria’s specialist capital advisory firm — built to deliver what businesses actually need: lower borrowing costs, stronger financing structures, and improved readiness for institutional financing conversations. We do not produce reports for the shelf. We structure, prepare, and support execution.
Reduce Your Cost of Debt
We review existing facilities, identify where you are overpaying, and build the case for improved terms, better structure, and stronger lender engagement.
Open the Door to Institutional Capital
Many businesses qualify in principle for development finance and institutional capital, but lack the documentation, preparation, and positioning required to engage seriously.
Unlock Green & ESG-Linked Financing
Where a business qualifies, ESG-aligned frameworks can support access to financing instruments with more attractive pricing and more suitable terms than standard commercial facilities.
From Strategy to Advisory Mandate
Our work is scoped, time-bound, and output-driven. Every engagement is designed to end with clearer decisions, stronger documents, and a better financing position.
If any of these sound familiar, you are leaving money on the table.
These are not isolated problems. They are systemic — and every one of them has a solution when the structure, analysis, and lender preparation are done properly.
Borrowing at commercial rates — every year
Commercial lending costs continue to squeeze margins and reinvestment. Many businesses are paying these rates without the structure or documentation to negotiate anything better.
Dollar costs rising with no hedge in place
Naira depreciation can significantly increase the real cost of foreign currency obligations. Without a structured approach, the pressure compounds with every cycle.
Long-term assets funded by short-term credit
Overdrafts and revolving lines continue to fund equipment and other long-term assets, creating permanent refinancing pressure and avoidable cash flow strain.
DFI capital exists — but remains out of reach
Development finance institutions and international lenders may offer better pricing and longer tenors, but most businesses never present in the standard they expect.
Covenants piling up across multiple lenders
With facilities spread across several institutions, maturity tracking, covenant oversight, and compliance visibility often become weaker than management realises.
Expansion constrained by capital structure
Orders may be there and the market may be ready — but growth is delayed because the financing structure was never designed to support the next round properly.
Every engagement is built around one outcome: you finish paying less, accessing more, and growing faster.
The value is not abstract. It is financial, strategic, and measurable.
Request a Preliminary ReviewCut Your Borrowing Costs
We review every facility, benchmark against market alternatives, and build the negotiating case to improve your position.
Stop the Refinancing Treadmill
We align repayment schedules with actual cash flow and asset life so you stop operating under constant renewal pressure.
Make Your Financing Fit Your Business
The wrong financing type for the wrong asset creates structural drag. We fix the match — right instrument, right tenor, right terms.
Get Expansion-Ready for the Next Round
When you are ready to grow, we make sure your financing structure and documentation are ready too.
Walk Into DFIs and Institutional Lenders With Confidence
We build the financial model, credit narrative, and documentation package that institutional lenders expect to see.
Access Cheaper Green & ESG-Linked Capital
Where a business qualifies, we support the ESG KPI and documentation framework that can unlock more attractive financing options.
Structured advisory, concrete outputs, measurable decisions.
Every mandate is designed to end with materials management can use, lenders can review, and boards can act on.
Capital Structure Diagnostic
We map every facility you hold — costs, tenors, covenants, FX exposure — and produce a clear, consolidated diagnostic showing where you are overpaying and where you are exposed.
Debt Restructuring & Refinancing Strategy
We model refinancing options, quantify potential savings across scenarios, and develop an actionable roadmap structured for management and lender engagement.
Institutional Lender Preparation
We build the core documentation package institutional lenders require: credit memoranda, financial models, and an orderly data room, so you show up prepared, not amateur.
ESG & Sustainability-Linked Financing
For businesses whose operations qualify, we integrate ESG metrics into the financing narrative and framework to support access to green and sustainability-linked instruments.
No guesswork. No open-ended retainers. No ambiguity.
Every engagement is structured, sequenced, and delivered to completion with defined scope, timing, and outputs.
Diagnostic
We Map Everything You Have
Every facility, every rate, every covenant, every maturity. No assumptions. No guesswork.
Analysis
We Identify What Needs to Change
We model scenarios, quantify savings, and build a clear strategy — priced, sequenced, and ready to act on.
Preparation
We Build Everything a Lender Needs to Review
Credit memos, financial models, data rooms, and the full financing narrative — built to institutional standard.
Engagement
We Stand With You Through Engagement
We do not hand over a document and disappear. We support the conversation until the work is properly landed.
Every engagement ends with documents you can use, decisions you can make, and results you can measure.
Your Complete Debt Diagnostic
Every facility mapped. Every rate benchmarked. Every gap identified. One document that gives management complete visibility.
Refinancing Roadmap With Cost Savings Quantified
A clear plan showing what restructuring may save across multiple scenarios — board-ready and lender-ready from day one.
Your Investment Case — Written to Institutional Standard
A financing narrative that presents your position, performance, and use of capital the way institutional lenders expect to receive it.
Due Diligence Ready in One Place
Financial, legal, and operational documents organised in an orderly structure to reduce delay and back-and-forth during review.
Foreign Exchange Risk — Identified and Managed
A review of FX exposure across obligations, with a structured approach to understanding where the business is most vulnerable.
ESG Framework That Supports Cheaper Capital
Where qualification exists, the KPI framework and documentation needed to support green or sustainability-linked financing conversations.
All structuring work, analysis, and lender engagement support are delivered within a formal advisory mandate — with scope, timeline, and deliverables agreed upfront.
We work exclusively with established businesses that already have financing and are ready to improve it.
If that is your position, read on.
- 1Has an annual revenue base of ₦3 billion or above
- 2Holds existing bank facilities of ₦1 billion or more
- 3Operates in manufacturing, healthcare, pharma, hospitality, or education
- 4Is preparing for refinancing, expansion, or a capital structure review
- 5Has an existing relationship with one or more commercial banks or development finance institutions
- 6Is led by ownership or management with authority to make financing decisions
Every engagement is documented, scoped, and time-bound.
You know what you are paying. You know what you will receive. You know when it ends.
Scope and fees are agreed at engagement. Dorset is an independent advisor — we do not lend, act as a placement agent, or guarantee financing outcomes. Our role is advisory: to structure, prepare, and support client engagement properly.
Senior experience across capital, banking, analytics, and sustainable finance.
100+ years of combined professional experience across Nigeria, Africa, Asia, and global markets.
Capital Structuring & Institutional Financing
Two decades across strategic finance, institutional financing preparation, and emerging market capital structuring.
Business Development
Deep experience across Nigerian banking, SME financing, intervention funds, and commercial growth leadership.
Corporate Finance & Advisory
Investment banking, corporate finance, and strategic advisory experience across multiple sectors and mandates.
Analytics & Sustainable Finance
Advanced analytics, decision science, and ESG-linked financing experience across Africa, Europe, and APAC.
Real mandates. Real companies. Real capital.
Engagements delivered across Nigeria, Vietnam, Thailand, Hong Kong, and broader APAC. Sectors include manufacturing, pharma, healthcare, agribusiness, hospitality, and development finance.
How we are constituted in Nigeria.
You are engaging a firm with international infrastructure, domestic accountability, and full legal standing under Nigerian law.
One conversation is all it takes to know whether Dorset can materially improve how your business is financed.
Your competitors are already paying less.
Dorset Consulting operates as a specialist advisor. We do not lend, place, or guarantee outcomes. We structure, prepare, and position — then stand with our clients until the work is done.
info@dorset.ng · +234-816-655-4463 · +84-362-464-187 · www.dorset.ng · www.dorset.vn